The short answer
Veridas and Alloy are both compliance tools. They overlap on Identity verification. On published figures, Alloy leads on larger reported customer base (900+ financial institutions and fintechs vs 350+ clients in 25 countries, including BBVA). Best fit: Veridas for banks in Spain and Latin America onboarding customers remotely and Alloy for banks needing one decisioning layer across onboarding and account servicing. Shortlist on fit, then compare quotes for the same scope.
Which should you choose?
Choose Veridas if…
- you're among banks in Spain and Latin America onboarding customers remotely
- you're among contact centres that need voice authentication and deepfake detection
- you're among venues and offices that want face-based access
- this Alloy drawback matters to you: pricing is quote-based, so buyers cannot estimate a standard subscription from an official rate card
Choose Alloy if…
- you're among banks needing one decisioning layer across onboarding and account servicing
- you're among fintechs that need configurable KYC, KYB and fraud workflows without maintaining many point integrations
- you're among credit unions modernizing identity verification, fraud controls and ongoing monitoring
- you want a larger reported customer base (900+ financial institutions and fintechs vs 350+ clients in 25 countries, including BBVA)
- this Veridas drawback matters to you: no published pricing on its own site
At a glance
| Attribute | Veridas | Alloy |
|---|---|---|
| Starting price | Custompricing as of Nov 2026 | From $25K/yrpricing as of Oct 2026 |
| Pricing model | Enterprise contract, per verification | Annual subscription, quote-based |
| Free trial | No public free trial is listed; request a demo. | No public free trial is stated on Alloy's official product pages. |
| Founded | 2017 (joint venture of BBVA and das-Nano) | 2015 |
| Headquarters | Tajonar, near Pamplona, Spain | New York, NY |
| Funding | Backed by BBVA and das-Nano, including a €15M capital increase; up to €65M tied to the Fourthline merger | $216.7M |
| Frameworks | GDPR, eIDAS; iBeta ISO 30107-3 liveness testing | Bank Secrecy Act (BSA), FATF standards and UK Proceeds of Crime Act 2002 (POCA) |
| Coverage | Spain, Europe, Latin America, US | 250+ identity data integrations; 300+ solution partners |
| Integrations | REST APIs, web, iOS and Android SDKs, hosted flow, AWS Marketplace | 300+ solution partners |
| Customers | 350+ clients in 25 countries, including BBVA | 900+ financial institutions and fintechs Leads |
| Focus | Biometric identity verification | Financial crime and identity risk |
Figures are as published by each vendor or review site on the verification date. "Leads" marks the stronger published figure; it isn't a recommendation on its own.
Where each one leads
- Alloy: larger reported customer base900+ financial institutions and fintechs vs 350+ clients in 25 countries, including BBVA
Pricing compared
Veridas pricing
Custom · pricing as of Nov 2026
Plan-level pricing not published.
Veridas does not publish pricing and quotes on request. An AWS Marketplace listing shows USD 1.37 per identity verification on a 12-month contract.
Free trial: No public free trial is listed; request a demo.
Alloy pricing
From $25K/yr · pricing as of Oct 2026
- PlatformCustom
Core risk decisioning and orchestration
Configurable workflows, policy logic, identity and fraud data orchestration, decisioning and audit trails
- OnboardingCustom
Consumer and business acquisition
KYC, KYB, AML and fraud checks, risk-based routing, step-up verification and manual review
- Ongoing monitoringCustom
Lifecycle risk management
Perpetual KYC and KYB, transaction and non-monetary event monitoring, alerts and account actions
- ComplianceCustom
Financial-crime operations
AML monitoring, sanctions and watchlist workflows, case management, investigations and regulatory filings
Alloy does not publish standard plan prices; sales discussions determine the package and data usage. Software Advice lists Alloy from $25,000 per year, but this is a third-party benchmark rather than an official price sheet. Actual cost can vary with applicant and account volume, jurisdictions, selected partners, monitoring needs and modules.
Free trial: No public free trial is stated on Alloy's official product pages.
Key capabilities
Veridas
- Facial biometrics (das-Face). 1:1 verification, 1:N identification, clustering and liveness checks from Veridas's own facial engine.
- Voice biometrics (das-Peak). Text- and language-independent voice verification from about three seconds of audio.
- Document verification. Checks identity documents for authenticity as part of remote onboarding.
- Voice Shield. Detects synthetic and deepfake voices on calls to contact centres.
- Facial access control. Terminals and software for face-based entry at offices, stadiums and venues.
- Veridas Nexus. A reusable digital ID wallet for returning users.
Alloy
- KYC and KYB. Automates consumer and business identity checks, risk scoring and rechecks across onboarding and ongoing relationships.
- AML monitoring. Applies configurable and out-of-the-box rules to detect typologies such as structuring, funneling and money-mule activity.
- Fraud prevention. Combines identity, device, behavioral and transaction signals with configurable friction and step-up actions.
- Perpetual KYC. Continuously refreshes customer information and triggers new checks when risk, behavior or account data changes.
- Case management. Routes alerts into customizable queues for investigation, collaboration, escalation and regulatory filing workflows.
- Decision orchestration. Lets teams combine multiple data providers and risk policies in a single decisioning workflow without changing every vendor integration.
- Credit decisioning. Supports credit underwriting with consumer-credit and other risk data alongside identity and fraud signals.
Pros and cons
Veridas
Pros
- Builds its own face and voice biometric engines
- Strong NIST results and iBeta-tested liveness
- Covers onboarding, call-centre voice and physical access
- Now part of a larger KYC and AML group with Fourthline
Cons
- No published pricing on its own site
- AML screening and monitoring depend on the Fourthline platform
- Integration with Fourthline is still in progress
- Smaller presence outside Spain and Latin America
Alloy
Pros
- Connects identity, fraud and compliance workflows instead of forcing teams to operate separate decisioning systems.
- Supports both consumer and business onboarding with KYC, KYB, AML and fraud signals.
- Extends risk controls beyond account opening through perpetual KYC, KYB and event monitoring.
- Its partner network lets teams combine data providers and change sources without rebuilding every workflow.
Cons
- Pricing is quote-based, so buyers cannot estimate a standard subscription from an official rate card.
- The platform is built for regulated financial services and may be excessive for organizations needing only basic identity checks.
- Automated decisions still require policy configuration, governance and analyst handling for unresolved or high-risk cases.
- Coverage and operating cost depend on selected third-party data providers, markets and transaction or applicant volumes.
How they're similar
- Both are listed in our compliance directory.
- Both list Identity verification.
How they differ
- Focus
- Veridas: Biometric identity verification
- Alloy: Financial crime and identity risk
- Pricing model
- Veridas: Enterprise contract, per verification
- Alloy: Annual subscription, quote-based
- Starting price
- Veridas: Custom
- Alloy: From $25K/yr
- Founded
- Veridas: 2017 (joint venture of BBVA and das-Nano)
- Alloy: 2015
- Headquarters
- Veridas: Tajonar, near Pamplona, Spain
- Alloy: New York, NY
- Funding
- Veridas: Backed by BBVA and das-Nano, including a €15M capital increase; up to €65M tied to the Fourthline merger
- Alloy: $216.7M
- Listed only for this tool
- Veridas: Biometrics, Voice biometrics, Liveness detection, Deepfake detection, Access control, Banks +1 more
- Alloy: KYC, KYB, AML, Fraud prevention, Sanctions screening, Perpetual KYC +7 more
Frequently asked questions
Is Veridas cheaper than Alloy?
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The published prices can't be compared directly (they are quote-based, use different billing units, or aren't published), so request quotes for the same scope. Veridas: Custom (enterprise contract, per verification). Alloy: From $25K/yr (annual subscription, quote-based). (Veridas pricing pricing as of Nov 2026; Alloy pricing pricing as of Oct 2026.) Total cost depends on plan, company size and add-ons.
Which is better for startups, Veridas or Alloy?
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Veridas's published positioning doesn't single out startups; its first best-fit group is "Banks in Spain and Latin America onboarding customers remotely". Alloy's published positioning doesn't single out startups; its first best-fit group is "Banks needing one decisioning layer across onboarding and account servicing". Neither answer replaces a quote for your headcount and scope.
Can I switch from Veridas to Alloy?
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Yes. They are separate products, so switching means setting up Alloy and reconnecting your systems. Check your Veridas contract term and renewal date before you commit. Data migration tooling isn't covered in our sources, so ask Alloy whether it can import your Veridas data.
Does Veridas or Alloy have more integrations?
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Veridas: REST APIs, web, iOS and Android SDKs, hosted flow, AWS Marketplace; Alloy: 300+ solution partners. Vendor counts are self-reported and define "integration" differently, so check that the specific systems you use are supported.
Do Veridas and Alloy offer a free trial?
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Veridas: No public free trial is listed; request a demo. Alloy: No public free trial is stated on Alloy's official product pages.
Go deeper
Veridas
Compliance
Alloy
Compliance
Sources
Vendors change pricing and features often, so confirm with each vendor before buying. How we research
Veridas
Last verified
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