Alloy
Sardine
Middesk
Persona
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What is Coris?
Founded in 2022 and based in Palo Alto, Coris provides AI-driven merchant risk infrastructure for payment and software platforms. Its platform combines merchant intelligence, underwriting, fraud detection, continuous monitoring and case workflows.
Coris is an AI merchant-risk platform for businesses that onboard or manage merchants, including embedded-payments software companies, marketplaces, payment facilitators, ISOs, fintechs and sponsor banks. It combines merchant data, payment-processor feeds and configurable rules in a portal and API. Teams can screen businesses, build risk decisions, route alerts, investigate cases and automate actions across onboarding, underwriting and ongoing monitoring. Its MerchantProfiler returns structured business, website, review, adverse-media, litigation, credit and bank-verification signals across more than 50 countries.
The product spans KYB and merchant intelligence, business-impersonation detection through CorShield, transaction monitoring for card and ACH activity, website and merchant monitoring, AI agents, case management, reporting and audit trails. Coris supports no-code workflows as well as APIs, webhooks and platform data. The breadth is strongest in merchant and payment risk rather than general-purpose consumer identity, enterprise GRC or every AML use case. Human-in-the-loop escalation remains available for ambiguous decisions and policy exceptions.
Coris is aimed at organizations responsible for merchant portfolios, not individual merchants or ordinary consumer-facing businesses. The company says customers can launch in weeks, with SaaS platforms commonly going live in two to three weeks, while processor and rule setup is handled with Coris support. Pricing is not publicly posted; its terms state that fees are specified in an order form. Buyers should request a quote based on portfolio size, workflows, data sources and monitoring volume.
Key features
Merchant intelligence
Returns structured business, industry, website, review, adverse-media, litigation, credit and bank-verification signals for underwriting and monitoring.
KYB screening
Supports business verification, sanctions screening, TIN matching and merchant research across global markets.
Fraud detection
CorShield evaluates impersonation and first- or third-party fraud risk using identity, contact, website and reputation signals.
Risk workflows
Lets teams configure rules, actions, routing, tags and event-based automation without relying on engineering for every change.
Continuous monitoring
Monitors transaction behavior, merchant status, websites, litigation, adverse media, ratings, reviews and restricted content for change.
Case management
Prioritizes, assigns and resolves alerts while preserving decisions, actions and evidence in an audit trail.
AI risk assistance
AI agents and assistants research merchants, summarize cases, explain portfolio patterns and escalate exceptions to people.
Coris pricing
Coris uses negotiated pricing, with fees specified in the customer order form. Public plan prices and package limits are not listed, and Capterra directs buyers to contact the vendor.
| Plan | Price | What's included |
|---|---|---|
| Custom | CustomPricing is not published. | Merchant intelligence, risk workflows, monitoring, integrations, API access and support are scoped to the order form |
Free trial: No public free trial is listed.
Pros & cons
Pros
- Combines onboarding, underwriting, monitoring and case management in one merchant-risk platform.
- Supports multiple processors rather than tying risk operations to a single payment network.
- Offers broad merchant intelligence, including websites, reviews, litigation, adverse media and business verification.
- SOC 2 Type II, audit trails and human escalation support procurement in regulated financial-services environments.
Cons
- Pricing is custom and no public plan or entry price is available.
- The product is specialized for merchant and payment risk rather than general-purpose compliance management.
- Public third-party review coverage is thin, with Capterra showing zero user reviews.
- Some capabilities, such as transaction monitoring, are limited to relevant payment customers and require fit validation during sales.
Who is Coris best for?
- Payment facilitators managing large sub-merchant portfolios and ongoing risk reviews.
- SaaS platforms embedding payments that need KYB, fraud checks and monitoring without building a full risk stack.
- ISOs and sponsor banks enforcing configurable merchant policies across processors.
- Fintech risk teams seeking AI-assisted investigations, alert routing and continuous merchant intelligence.
Coverage
Integrations
Notable customers
Frequently asked questions
How much does Coris cost?
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Coris does not publish subscription prices or package tiers. Its terms state that fees are specified in an order form, and Capterra lists the starting price as contact vendor with no free trial or user-review score identified.
How does Coris work, and how long does implementation take?
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Coris combines merchant data, processor feeds and customer-provided signals with configurable rules, cases and automated actions. The company says most SaaS platforms go live in two to three weeks, while setup timing depends on processors, rules, data and scope.
How does Coris compare with Alloy?
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Both address financial-services risk workflows, but Coris is specifically centered on merchant portfolios, payment processors and ongoing merchant monitoring. Coris emphasizes processor integrations, merchant intelligence, websites, reviews, business risk and portfolio operations; buyers needing broader identity and account-opening coverage should compare the two implementations directly.
What integrations does Coris support?
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Named integrations include Stripe, Adyen, TSYS, Fiserv, Salesforce, Slack, Snowflake and Redshift, with APIs, webhooks and platform-data ingestion for custom signals. Coris also says additional processors and integrations are added regularly.
Who is Coris for?
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Coris is built for payment platforms, embedded-payments SaaS companies, marketplaces, ISOs, PayFacs, fintechs and sponsor banks that own or manage merchant risk. It is not positioned as software for individual merchants or a generic consumer identity product.
Is Coris secure and accurate enough for compliance work?
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Coris says it is SOC 2 Type II compliant, maintains audit trails and uses human-in-the-loop escalation. Its privacy policy describes commercially reasonable technical and organizational safeguards, but customers remain responsible for lawful data use and should validate model performance, data coverage and controls for their jurisdiction and policy requirements.
Sources
Facts and pricing verified on October 19, 2026. Vendors change pricing often, so confirm with Coris before buying. How we research
